According to the Motley Fool, the typical American holds a credit card balance of $6,194 — which may surprise you (or maybe not). While there are many reasons why people carry such a large amount of debt, unnecessary spending is one of the culprits. For this reason, shopping events such as Amazon Prime Day, Black […]
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Many people were already in debt or struggling to pay it off before the coronavirus pandemic. But now, with high unemployment, a recession, and everything else, these people — and many more — have more than likely taken on even more debt to make ends meet. If you have a wallet full of credit cards […]
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A bad credit score can make you feel like you’re playing on the hardest difficulty setting. While less-than-ideal credit may not stop you from getting a credit card, personal loan, or mortgage, it can make all of these things more challenging than they have to be. On the other hand, a good credit score can […]
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Chances are, you’re already making your holiday shopping list (and checking it twice!). After all, Christmas will be here before you know it. Gift-giving is a lot of fun, but shopping for presents…not so much, especially if it leaves you with more credit card debt when the holidays are over. Throw in travel, decorations, and […]
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The year is almost over and the pandemic is still firmly in place. With it are the financial challenges that make everyday life more difficult that it already is. How are you surviving? If you are having problems with food and grocery shopping, follow the tips below to cut your costs and have more food […]
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