What Credit Card Rules You Can Break In A Pandemic Or Economic Crisis? Most of the financial advice that you see today when it comes to your credit card utilization is tailored for individuals who are not struggling with any financial emergencies. But if you will be able to encounter a sudden shake-up to your […]
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If you’ve ever thought about getting a credit card, or you already have one, it’s always good to have an estimate of whether the lender will approve your application — especially if your credit isn’t where it should be. The reason is that credit issuers perform a hard pull on your report, which can temporarily […]
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If you have lost your job during the pandemic, unemployment insurance (UI) is a critical benefit that can help support you while you look for employment. UI is intended to be a temporary measure meant to help recipients with bills and living expenses during a difficult period. Those who have previously applied for unemployment understand […]
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The best credit cards for holiday shopping are ones that reward you as you cross off your list and every other day of the year, too. There are many options to choose from, so make sure you pick the best one for your needs. The best way to use cash back cards is by paying […]
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If you have bad credit, it might be due to errors on your credit report. Fortunately, you can correct these mistakes and get your credit score back on track with credit repair. Credit repair is a process that ensures your credit report is error-free and accurately reflects your creditworthiness. At first look, it doesn’t seem […]
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Whenever you apply for a credit card, the bank or card provider checks your credit by performing a hard inquiry, which is also known as a hard pull. Unlike soft inquiries, which have no impact, hard pulls can affect your score — though it only trims a few points, and your score will quickly recover. […]
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A certificate of deposit (CD) is an excellent way to build your savings, as long as you don’t need to liquidate your funds on the fly. CDs have some of the most competitive interest rates of any federally-insured bank account, and the rate is locked in for the entire term. According to NerdWallet, online banks […]
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Best Student Loan Payment Methods To Free Your Finances Student loans are essential for some to finish a degree. But at the same time, they become an issue once you enter the point where you need to pay them. Hence, even if you are no longer within the academic walls, you still have to […]
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It does not matter how big your savings goal is – these simple and smart strategies can help you put away enough money each month to meet your target. 1. Automate your bills. Late fees can seriously hurt your saving strategy. Keep these ouf of your wallet by automating your bill payments. This simple change […]
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