Some things are expensive, and you know it makes sense. However, there are plenty of everyday things that most people unwittingly pay too much for. Below are seven that you need to watch out for. 1. Managed mutual funds The fees are a killer. Investors usually pay up to 2.5% but do not get anything […]
Read MoreAre you new to credit or never taken out a credit line such as a personal loan or credit card? Or do you have an extensive credit history riddled with bad marks that pull down your credit score? If so, then you may want to consider applying for a starter credit card. Starter credit cards […]
Read MorePresident Trump created the Lost Wages Assistance (LWA) program shortly after the enhanced unemployment benefits included in the CARES Act expired. Under this executive action, the president directed funds from FEMA to provide unemployment recipients an extra $300 per week in addition to their regular state benefits. As this program is also drawing to an […]
Read MoreHaving health insurance is as vital for your financial health as it is for your physical health. Without coverage, you could find yourself in a cycle of debt as you try to pay off medical bills. That’s why it’s important to pay attention to enrollment windows, so you don’t miss your opportunity to get covered. […]
Read MorePersonal finance professionals frequently warn against credit cards because they are an easy way to rack up a large amount of debt. However, if you can be responsible with your credit card, you can enjoy many more benefits than your debit card could ever offer. Investopedia offers ten reasons why using your credit card can […]
Read MoreObtaining a lower mortgage rate is always the goal for a homebuyer. A lower mortgage rate means lower monthly payments, less interest, and maybe even a bigger and more expensive home. However, qualifying for such a mortgage rate is something else. You have to put in the effort. On top of that, you need to […]
Read MoreWhile mortgage rates continue to decline, a fair number of homeowners still aren’t ready to refinance their homes. From the onset of the coronavirus outbreak, mortgage rates have been steadily dropping, which has sparked a boom for refinancing. According to Black Knight, the second quarter of 2020 brought the highest number of refinance loans in […]
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