Being frugal does not have to mean sacrificing quality or following overly complicated methods to save money. In fact, there are simple things that you can do every day that will help you get more out of everything that you purchase. Below are 7 effortless tips to be more frugal and stretch your money the […]
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Building your nest egg will not happen overnight but a set of positive, consistent habits will surely take you there. Below are 8 to cultivate today and start saving more. 1. They have a retirement fund. All financial advisors will tell you to start a retirement fund because your future is at stake here. Is […]
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On Monday, President-elect Joe Biden renewed hopes for further government support after urging lawmakers to “come together and pass a COVID-relief package.” With most original relief measures long-expired or nearing their end, the need to support millions of struggling Americans during the ongoing pandemic has grown more pressing. According to CBS, several analysts predict […]
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When COVID-19 first hit the US in the early spring, lawmakers quickly implemented a series of measures to buoy the economy and the millions who lost their jobs or experienced reduced hours or wage cuts. But now that most of these provisions are over, these individuals — including yourself perhaps — have limited financial support. […]
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You may remember your parents using layaway plans when you were young, or even taken advantage of one yourself. They’re a useful way to help consumers afford purchases during difficult financial times — first popularized during the Great Depression and again during the Great Recession. As the ongoing recession caused by the coronavirus continues into […]
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If you lost your job or your income was disrupted in some way because of the pandemic, a personal loan can help make ends meet until your circumstances improve. Even if you don’t have a job, you can get approved for a loan, though you will need good credit and some form of income. Provided […]
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Depending on who you ask, some experts will caution against using any credit card, let alone open a variety of accounts. However, if you’re a financially responsible adult, you should take these warnings with a grain of salt. Yes, credit cards can trap you in a cycle of debt and hurt your credit rating, but […]
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There are many reasons why a young adult would want to get a credit card. Perhaps you need one to help cover a considerable expense, or you want to build your credit. Whatever the reason, you have many options, even if your credit history is limited or could use some work. According to Money Under […]
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