Balance transfer credit cards are an excellent option for consolidating your debt and getting on top of your monthly payments. If you know you can pay off most of your outstanding balance within the introductory period, and you use it responsibly, there’s no reason why you shouldn’t consider a balance transfer card as a debt […]
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Lawmakers returned to Capitol Hill this week to continue negotiations for the next coronavirus relief package. However, many doubt they will reach a compromise before more than 12 million unemployed workers lose their benefits the day after Christmas. Although both parties claim they are looking for a middle ground, neither has backed down from their […]
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Everyone makes mistakes, but if yours prevents you from opening a new checking account, that could be a problem. Although not every bank checks your credit report, most will review your history with other banks to determine your eligibility. If you’re lucky, they will offer a second chance and decide to let you bank with […]
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You may have heard that canceling your credit cards can impact your credit score as much as leaving it open. While closing an account can have a negative effect, it doesn’t always have to be that way — especially when you do it the right way. Because that’s the thing — there is a right […]
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The best-laid plans often go astray, particularly when it comes to retirement. Even the most meticulous planners can’t prepare for everything — especially something like the coronavirus pandemic. Surprise expenses and other things can chip away at your life savings. It’s not uncommon for retirees to find their savings are much smaller than they anticipated. […]
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According to ValuePenguin, a financial data platform, over 40% of US households have credit card-related debt, with the average balance topping $9,000. Even the most well-meaning person can end up in debt. That’s the nature of credit cards. While these pieces of plastic aren’t always bad — they offer many benefits, after all — hefty […]
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