Day: December 15, 2020

Where To Get The Best Personal Loans In An Emergency

December 15, 2020

A personal loan can help you cover the cost of unexpected expenses such as home or auto repairs or help when you experience a temporary income drop. This type of loan typically has lower interest rates than credit cards and payday loans — particularly for borrowers with excellent credit. Not only that, but you can […]

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What’s The Difference Between TransUnion And Equifax?

December 15, 2020

Every credit agency performs the same function. With publicly available information and reports sent from lenders, they make a credit profile and calculate your rating so potential creditors can determine your creditworthiness whenever you apply for a loan or line of credit.   You have probably already heard of Equifax, Experian, and TransUnion, the three […]

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What You Should Know About The 3 Major Credit Bureaus

December 15, 2020

You are probably aware of Equifax, Experian, and TransUnion, the three big consumer credit bureaus. These agencies — and others like them — collect and keep a range of information about you, your financial records, and history. They use this data to generate your credit report, which lays the foundation for your various credit scores. […]

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Should You Check Your Credit Score Daily?

December 15, 2020

You know that your credit score fluctuates often. But did you know you can check your Vantage Score ratings from Equifax and TransUnion rating every day through Credit Karma?    With daily updates, it’s easier to monitor your progress while building your credit or watch for potentially fraudulent activity. Additionally, you’ll have a better idea […]

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How To Lock Your Credit At Each Credit Bureau

December 15, 2020

If your identity is stolen, reporting the incident to the proper authorities and companies where you hold a credit account is your first move. When you call your creditors, placing a credit freeze on your account might be your first instinct. After all, it’s a surefire way to stop bad actors from opening unauthorized accounts […]

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Bipartisan Stimulus Bill Split In Two, But Lawmakers Still Unsure If It Will Pass

December 15, 2020

Last week, a bipartisan coalition of lawmakers introduced a $908 billion stimulus package, which received support and criticism from members within both parties. On Monday, the group divided their offer into two bills — one that includes measures both parties back and a second that unites their two biggest concerns — in a last-ditch effort […]

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How to Save Money on Holiday Gifts in 2020

December 15, 2020

One of the best ways to spend the holidays is to mind your spending. Christmas is often expensive, but if you approach it with a good strategy, you can save on gifts for your friends and family and ensure you are not broke coming into the New Year. The tips below will show you how. […]

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Tips To Lower Your 2021 Tax Bill Before 2020 Ends

December 15, 2020

The end of December is just a little over two weeks away, which doesn’t leave you with much time if you’re looking to lower your tax liability for this year. However, there are a few things you can do before 2020 comes to an end. If you act quickly, these tips from Yahoo Money can […]

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Should You Get More Than One Secured Credit Card?

December 15, 2020

If you need to borrow money but are new to credit or need to improve it, you might feel limited in your options. A secured credit card is an excellent choice for those who don’t qualify for an unsecured card but want to build or repair their credit. So if one is good, two must […]

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Senators Propose Standalone Amendment To Provide More Stimulus Payments

December 15, 2020

Congress and the White House have been embroiled in a months-long battle over the next coronavirus stimulus bill. While Democrats, Republicans, and the Trump administration have struggled to reach a consensus on many talking points, millions of Americans wait for any federal relief to come their way.  Last week, a bipartisan coalition introduced a $908 […]

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