Day: January 7, 2021

Pandemic-Friendly Rewards Programs From 4 Major Credit Card Issuers

January 7, 2021

Let’s be real: losing the opportunity to make the most of your credit card rewards during the pandemic should be the least of your concerns. But if you’re paying a steep annual fee for a rewards card that gives you access to airport lounges and discounts on travel, you may feel like you’re throwing away […]

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Does Job Loss Or Receiving Unemployment Benefits Affect Your Credit Score? 

January 7, 2021

If you lost your job during the pandemic and need to apply for unemployment benefits, you might wonder if you meet the eligibility criteria and what you need to enroll. Besides that, you may also have concerns about the effects of unemployment on your credit score.  You have enough to worry about after a layoff […]

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Best Limited-Time Credit Card Bonus Offers

January 7, 2021

Credit card companies have expanded their benefits for many of their most popular rewards and credit cards to reflect customers’ changing spending habits during the pandemic. These changes can help offset some cards’ annual fees, which can be quite expensive if you’re unable to take full advantage of their benefits. These companies’ quick thinking has […]

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Best Credit Cards For Average Credit — January 2021

January 7, 2021

If you’re new to credit or took one too many chances with your credit before, your credit health may not necessarily be bad, but it’s probably not good, either. Most likely, you might just have average credit. Based on a FICO scoring model using a 300 to 850 range, average credit would be between 580 […]

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7 Ways to Live More Frugally This Year

January 7, 2021

The road to a frugal lifestyle starts by creating awareness over your spending habits and finding new ways to save more money. Below are simple frugal tips that have worked for the money savvy for years. 1. Turn frugal living into a lifestyle. If you want to save more money, you must embrace the whole […]

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What You Should Know If You Receive Your Stimulus Money As A Debit Card

January 7, 2021

Millions of people received their $600 direct payments provided by the $900 billion stimulus package this week. While most can expect direct deposits in their bank account or a physical check in the mail, others will receive a prepaid debit card. According to the IRS, the government is issuing debit cards to hasten the process […]

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Tax Breaks You Need To Know About

January 7, 2021

Congress’s most recent COVID-19 relief bill doesn’t just extend critical programs like unemployment benefits; it also renews a host of valuable tax breaks set to end on December 31, 2020. According to CNBC, the 33 deductions and credits, or “tax extenders,” are provisions for racehorses and even two-wheeled electric vehicles. Several measures are permanent, while […]

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Stimulus Benefits Update: Several States Distributing $300 Payments This Week

January 7, 2021

Following the passage of the $900 billion relief bill signed at the end of December, Arizona, California, New York, Noth Carolina, and at least eight other states have initiated enhanced unemployment programs this week, which will provide recipients with an extra $300 in federal benefits. Other states will start the process by mid-January. In an […]

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Lower Your 2020 Tax Bill With These Tax Credits

January 7, 2021

April 15 will be here before you know it, so now is the best time to start preparing. Starting early makes the process less stressful and gives you more time to find ways to lower your tax liability. And one of the best ways to do that is by claiming any tax credits you qualify […]

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Best Rewards Credit Cards — January 2021

January 7, 2021

The right rewards credit card can help you save on groceries, leisure activities, streaming services, travel, and so much more. The best options offer flexible rewards and redemption programs to help you save even more. If your credit is in great shape and you pay your balance every month, you can enjoy all the benefits […]

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