Day: January 18, 2021

Should You Use Credit Card Rewards For Loan Payments?

January 18, 2021

Consumers love rewards credit cards because they are a convenient way to pay for everyday purchases while offering rewards for gas, groceries, travel, and more. You can redeem these rewards for discounts, statement credits, and even cold hard cash. But did you know that a few credit cards allow you to use your rewards to […]

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How To Lower Your Credit Utilization Ratio

January 18, 2021

The financial cost of credit card debt is bad enough. But when you think about its effects on other things — such as your credit utilization ratio — the burden can feel even heavier. However, understanding credit utilization can help you formulate a plan to get out of debt and improve your score. These tips […]

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Best Online Banks For 2021

January 18, 2021

Does your current bank account help you get more out of your money with a competitive APY? Or does it charge annoying monthly maintenance fees?  If you have an account with a brick-and-mortar financial institution, chances are that you answered yes to both of those questions.  Switching to an online bank is a smart choice […]

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Best High-Limit Credit Cards — January 2021

January 18, 2021

Having a credit card with a high credit limit is beneficial for those who frequently make big-ticket purchases or who need to cover expensive one-off expenses like home or auto repairs. These cards typically offer great rewards and 0% interest for the introductory period, which gives you time to pay your balance without worrying about […]

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5 Ways To Maximize Your 2020 Tax Refund

January 18, 2021

The April 15 tax deadline may seem far away now, but it’ll be here before you know it. To save yourself the stress and avoid a long wait to receive your refund, it’s best to prepare your taxes now rather than later. Not only that, but starting early gives you plenty of time to find […]

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Never DIY These 6 Home Improvement Projects

January 18, 2021

DIY home improvements are excellent ways to save money, but not all jobs are equal. Some tasks must be left to the pros, no matter how much you binge on HGTV and Youtube. Below are 10 home improvement projects that you should never DIY. 1. Malfunctioning sink pipes Unless you are sure what the problem […]

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