Tips To Save For Short-, Mid-, and Long-Term Financial Goals Do you consider yourself “financially responsible?” Are you mindful of how you use your money and where it goes? If not, creating financial goals may be able to help. Goals of any kind can keep you motivated as you take steps […]
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Avoid These Common Mistakes Credit Card Users Make During The Holidays How much do you plan on spending this holiday season? If this year was particularly financially difficult, it might not be as much as before. But according to the National Retail Federation’s Holiday and Seasonal Trends report, the average consumer will spend […]
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Everyone makes mistakes, but if yours prevents you from opening a new checking account, that could be a problem. Although not every bank checks your credit report, most will review your history with other banks to determine your eligibility. If you’re lucky, they will offer a second chance and decide to let you bank with […]
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According to ValuePenguin, a financial data platform, over 40% of US households have credit card-related debt, with the average balance topping $9,000. Even the most well-meaning person can end up in debt. That’s the nature of credit cards. While these pieces of plastic aren’t always bad — they offer many benefits, after all — hefty […]
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Depending on who you ask, there is still hope that another stimulus check will arrive in your mailbox — or bank account — before the end of the year. Both President-elect Biden and President Trump support more direct payments to Americans, but neither has specified a specific amount or when they would go out. However, […]
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Whether you’re just starting on your own or have several years of experience managing your money already, selecting the best financial institution for your financial needs is a critical skill to have. The PennyHoarder.com offers nine tips to help you find the best bank or credit union for you. Pick A Place Insured By the […]
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Credit cards are a convenient way to cover the purchases you make every day. They are also an excellent tool for building your credit — when you use them responsibly. However, you may be wary of potential drawbacks. Like anything else, using credit cards for everyday purchases has its benefits and disadvantages. Researching the good […]
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When you consider the cost of holiday shopping, parties, and travel, it’s no wonder why so many people go into debt during this season. The pandemic is sure to change how we celebrate this year, including how much we spend. However, as you consider your holiday budget, keep these benefits and protections you receive from […]
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Picking up a home renovation project is not a bad way to spend this pandemic. But before you start tearing at your house, take note of the tips below to make sure you are not ripping a hole into your bank account, too. 1. Set your budget. The last thing you want is to run […]
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If you want a bank that offers generous APYs, you might be hard-pressed to find one. Few banks extend these types of promotions right now, so some people are looking toward checking accounts with higher yields and rewards programs to get a little more out of their bank. The downside to this is that the […]
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