Author: Madison Powers

Tips To Save For Short-, Mid-, and Long-Term Financial Goals

November 20, 2020

Tips To Save For Short-, Mid-, and Long-Term Financial Goals   Do you consider yourself “financially responsible?”   Are you mindful of how you use your money and where it goes?   If not, creating financial goals may be able to help.    Goals of any kind can keep you motivated as you take steps […]

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Common Mistakes Credit Card Users Make During The Holidays

November 20, 2020

Avoid These Common Mistakes Credit Card Users Make During The Holidays   How much do you plan on spending this holiday season? If this year was particularly financially difficult, it might not be as much as before.    But according to the National Retail Federation’s Holiday and Seasonal Trends report, the average consumer will spend […]

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How To Open A Checking Account If You Have Bad Banking History

November 19, 2020

Everyone makes mistakes, but if yours prevents you from opening a new checking account, that could be a problem.  Although not every bank checks your credit report, most will review your history with other banks to determine your eligibility. If you’re lucky, they will offer a second chance and decide to let you bank with […]

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4 Strategies To Get On Top Of Your Credit Card Debt

November 19, 2020

According to ValuePenguin, a financial data platform, over 40% of US households have credit card-related debt, with the average balance topping $9,000.  Even the most well-meaning person can end up in debt. That’s the nature of credit cards. While these pieces of plastic aren’t always bad — they offer many benefits, after all — hefty […]

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Your Stimulus Check Could Be Larger!

November 13, 2020

Depending on who you ask, there is still hope that another stimulus check will arrive in your mailbox — or bank account — before the end of the year.  Both President-elect Biden and President Trump support more direct payments to Americans, but neither has specified a specific amount or when they would go out. However, […]

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How To Choose A Bank For You

November 13, 2020

Whether you’re just starting on your own or have several years of experience managing your money already, selecting the best financial institution for your financial needs is a critical skill to have. The PennyHoarder.com offers nine tips to help you find the best bank or credit union for you. Pick A Place Insured By the […]

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Why Use Your Credit Card For Bills And Recurring Purchases?

November 12, 2020

Credit cards are a convenient way to cover the purchases you make every day. They are also an excellent tool for building your credit — when you use them responsibly. However, you may be wary of potential drawbacks.  Like anything else, using credit cards for everyday purchases has its benefits and disadvantages. Researching the good […]

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Credit Card Benefits That Protect Your Holiday Purchases

November 12, 2020

When you consider the cost of holiday shopping, parties, and travel, it’s no wonder why so many people go into debt during this season. The pandemic is sure to change how we celebrate this year, including how much we spend. However, as you consider your holiday budget, keep these benefits and protections you receive from […]

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5 Tips to Avoid Expensive Home Renovation Mistakes

November 11, 2020

Picking up a home renovation project is not a bad way to spend this pandemic. But before you start tearing at your house, take note of the tips below to make sure you are not ripping a hole into your bank account, too. 1. Set your budget. The last thing you want is to run […]

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Rewards Pending On Your Debit Card?

November 11, 2020

If you want a bank that offers generous APYs, you might be hard-pressed to find one. Few banks extend these types of promotions right now, so some people are looking toward checking accounts with higher yields and rewards programs to get a little more out of their bank. The downside to this is that the […]

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