Active-duty service members can enjoy a variety of benefits, from military discounts to exclusive low credit card interest rates. Thanks to the Servicemembers Civil Relief Act (SCRA), credit card issuers must forgive debts accrued before service that have an interest rate of 6% or higher every year. This law applies to active service members, which […]
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With schools and many workplaces closed due to the pandemic, families are spending more time at home. As a result, your kids may have more screen time, which could lead to unexpected credit card purchases from apps, games, or streaming transactions. If you’ve encountered an unexpected credit card purchase, you may have a hard time […]
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Credit card companies are always looking to attract new customers. That’s why so many offer generous rewards programs, travel benefits, and more. Sometimes they even offer brand new cards, which may come with even more appealing offers. If you’re considering getting a new credit card, you might be tempted to jump on one of those […]
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When you have excellent credit, you deserve a credit card that rewards you for your responsibility and hard work. The best credit cards for excellent credit come with top-tier rewards and generous credit limits to help you finance purchases of any size and pay them off with reasonable interest rates. If you’re looking for a […]
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It’s hard to believe that January is more than halfway through. With February less than two weeks away, now is the time to look for a new credit card. Whether you plan on making a large purchase for Valentine’s Day, booking a much-needed vacation for yourself, or just want to build your credit, the right […]
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Consumers love rewards credit cards because they are a convenient way to pay for everyday purchases while offering rewards for gas, groceries, travel, and more. You can redeem these rewards for discounts, statement credits, and even cold hard cash. But did you know that a few credit cards allow you to use your rewards to […]
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The financial cost of credit card debt is bad enough. But when you think about its effects on other things — such as your credit utilization ratio — the burden can feel even heavier. However, understanding credit utilization can help you formulate a plan to get out of debt and improve your score. These tips […]
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Having a credit card with a high credit limit is beneficial for those who frequently make big-ticket purchases or who need to cover expensive one-off expenses like home or auto repairs. These cards typically offer great rewards and 0% interest for the introductory period, which gives you time to pay your balance without worrying about […]
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Discover credit cards come with some of the best rates and rewards of any card on the market. The company offers a wide selection of cards so consumers can find one to fit any need, never charges an annual fee, and often offers reasonable interest rates for those with good credit. Additionally, Discover’s Cashback Match […]
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One of the biggest credit card myths is that it’s good to carry a small balance month-to-month. However, this couldn’t be further from the truth. Choosing not to pay your balance in full every month just means you’re wasting money on interest payments. But sometimes, you don’t have a choice. Large, unexpected expenses can strike […]
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