Savings Tips

Best Military Credit Cards — January 2021

January 22, 2021

Active-duty service members can enjoy a variety of benefits, from military discounts to exclusive low credit card interest rates. Thanks to the Servicemembers Civil Relief Act (SCRA), credit card issuers must forgive debts accrued before service that have an interest rate of 6% or higher every year. This law applies to active service members, which […]

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5 Financial Moves To Make After A Raise

January 22, 2021

If you receive an extra bump in income after a raise, your mind is likely spinning at all the things you can do with that extra money. But before you do anything, make sure to take a moment to take stock of your financial situation and create a plan that will support long-term economic growth […]

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5 Times Coupons are Not Worth It

January 22, 2021

Frugal living is associated with clipping coupons. When used correctly, they really make a big difference for the budget. However, there are instances when it is simply not worth it. Below are five times coupons only waste your time and money. 1. Low cost to reward ratio Make no mistake about it: serious couponing is […]

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What To Do If Your Child Makes An Unauthorized Purchase With Your Credit Card

January 21, 2021

With schools and many workplaces closed due to the pandemic, families are spending more time at home. As a result, your kids may have more screen time, which could lead to unexpected credit card purchases from apps, games, or streaming transactions. If you’ve encountered an unexpected credit card purchase, you may have a hard time […]

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PUA Recipient? Make Sure You Know About New Changes

January 21, 2021

The latest coronavirus stimulus deal is a welcome relief for Americans. However, it contains several restrictive measures that will affect millions of Pandemic Unemployment Assistance (PUA) recipients, which includes independent contractors, gig workers, and the self-employed. Former President Donald Trump signed the $900 billion deal into law on December 27, allowing PUA recipients to continue […]

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Best High-Yield Savings Accounts — January 2021

January 21, 2021

When you put your money in a savings account, you want it to do something more than collect dust until you withdraw it. That’s why you should always look for banks or credit unions that offer the best returns on savings accounts. This ensures that you meet your savings goals faster while having peace of […]

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8 Ways to Run a Zero-Waste Kitchen

January 21, 2021

With a little thought and attention, you can lessen the waste you produce on your kitchen and save a lot of money. Below are simple and effective ways to run a zero-waste kitchen and maximize your ingredients and dollars at the same time. 1. Give your bath a fresh smell with orange peels. Place your […]

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How To Find Your Net Worth (And Why You Should)

January 20, 2021

Net worth — it’s a term you associate with celebrities, business moguls, and top athletes. But have you ever wondered what your net worth is? Net worth isn’t just for the uber-wealthy. It’s also helpful to figure out where you stand financially. US News My Money explains what net worth means and how to calculate […]

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How To Calculate Your Food Budget (And Save On Groceries)

January 20, 2021

Figuring out how much you should spend on groceries can be a real pain. In many cases, the amount can differ on every trip to the store. One week you might have a bunch of specialty ingredients on your list, the next, you might have to restock household essentials; and another, you might buy a […]

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Best New Credit Cards — January 2021

January 20, 2021

Credit card companies are always looking to attract new customers. That’s why so many offer generous rewards programs, travel benefits, and more. Sometimes they even offer brand new cards, which may come with even more appealing offers. If you’re considering getting a new credit card, you might be tempted to jump on one of those […]

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