Best Black Friday Credit Cards 

Best Black Friday Credit Cards 


Black Friday and Cyber Monday will be here before you know it. In addition to your holiday shopping gift list, you’ll also want to come prepared with a credit card that will give you maximum rewards and significant savings. The holiday shopping season is just weeks away, so make sure you act quickly so your card arrives in time for you to use it at your favorite retailers. 


With so many credit card companies offering generous sign-up deals right now, picking the best one for your needs can be challenging. But with this best credit card list from CNBC, you should have no problem finding the perfect one.


US Bank Cash+ Visa Signature Card

If you plan on spending most of your time in department stores for your holiday shopping, the US Bank Cash+ Visa Signature Card will help you save more. You can choose two spending categories every quarter to receive 5% cash back on the first $2,000 you spend, then 1% after that limit. Plus, you can also earn 2% cash back for purchases made in one everyday category and 1% on all other purchases. If you select department stores as one of your 5% rewards categories, you can see substantial savings this year. 


Not only that, but new cardholders are eligible for a $200 bonus when you spend $500 in the first 90 days, or the equivalent of 30% cashback. With no annual fee or interest on balance transfers for the first year, the US Bank Cash+ Visa Signature Card is also an excellent way to pay down balances with steep interest.


Discover it Cash Back

The Discover it Cash Back credit card is ideal for those who like to knock out their shopping list at Amazon, Target, or Walmart. When you set up rewards categories, you can start earning 5% back on purchases up to $1,500 from your favorite retailers. And if you reach that limit, you can still enjoy 1% cash back for the rest of the quarter, as well as an additional 1% on everything else.


The Discover it Cash Back comes with no annual fee and offers a special sign-up reward where Discover matches your cash back bonuses from the end of your first 12 months. Plus, for the first 14 months, you can enjoy zero APR on your purchases and no balance transfer fees.


Costco Anywhere Visa® Card by Citi

Are you a frequent Costco patron? Then you should consider the Costo Anywhere Visa Card from Citi. This credit card not only gives you a wide variety of benefits and a generous rewards program, but it comes with zero foreign transaction fees, too.


When you use this card when you fill up at Costco gas stations, you’ll get 4% cash back on the first $7,000 you spend, then 1% after that — making it an excellent choice for those holiday road trip plans. Plus, you can earn 3% cash back for dining and qualifying travel purchases, 2% on qualifying purchases from physical and online Costo stores, and 1% for everything else.


The Costo Anywhere Visa Card has no annual fee. You still need a retail membership to sign up ($60 for Gold Star and Business tiers and $120 for Gold Star Executive and Business Executive levels).


Citi Double Dash Card

Maybe your holiday shopping list isn’t exclusive to Target, Macy’s, or a similar brand, and you need a more versatile card. When you want a rewards credit card that goes beyond specific retailers, look no further than the Citi Double Dash Card. CNBC ranked it the third-best credit card for Black Friday shopping because, aside from having a flat rate, it offers an easy way to get significant rewards on everything you need this holiday — and beyond.


You can earn unlimited 2% cash back on every transaction (1% when you checkout and an extra 1% when you pay your monthly statement) from any category. When it comes time to redeem your points, you can choose whether you want statement credit or cold hard cash deposited directly into your bank account.


Not only is the Citi Double Dash Card ideal for shopping during and after the holidays, but it’s also great for consolidating your debt. If you transfer your old card’s balance to this one in the first 12 weeks after signing up, you can enjoy zero APR for 18 months. While you need to pay 3% (or at least $5) to transfer, the money you save on interest will be more than enough to offset this fee.


  • White, Alexandria. “Best Credit Cards for Black Friday and Cyber Monday Shopping of November 2020.” CNBC, CNBC, 12 Oct. 2020,