Here’s Who Will Not Receive A Second Stimulus Check

Here’s Who Will Not Receive A Second Stimulus Check


After months of negotiating, lawmakers passed a $900 billion stimulus package early this week. It includes another round of direct payments to Americans, though, at just $600, the checks are half the amount distributed under the CARES Act last spring. 


However, not everybody will qualify for a check. And those who do may see much less than $600. 


Most students, for example, will be ineligible. So will immigrants without a Social Security number, some seniors and disabled Americans, and high-income earners. 


The stimulus checks, which are meant to provide struggling Americans a financial lifeline during economic hardship, will be sent out once President Trump signs the deal. The formal signing was disrupted Tuesday night when the president condemned the measure and demanded that lawmakers raise the payments from $600 to $2,000, though he didn’t outright threaten a veto. 


Below, USA TODAY Money explains who will not be eligible for a second stimulus check.


High-Income Earners

If your annual income exceeds the threshold, you will be ineligible for the $600 payment. Like the first series of checks, the amount will taper off based on your income from your 2019 tax return.


Individuals and married couples who file jointly making less than $75,000 and $150,000, respectively, will get the full $600 amount. For every $100 over those income thresholds, the amount will decrease by $5. Single filers and married couples with respective annual incomes of $87,000 and $174,000 will not qualify for a stimulus check.


If you filed as the head of household on your 2019 tax returns, you would also be ineligible if your adjusted gross income surpasses $124,500.


Unemployed High-Income Earners

Qualification for direct payments will be based on your 2019 tax returns, unlike the first pandemic relief payments, which depended on your returns for either 2018 or 2019. That may alter the amount of the second payment — and if you are eligible for it. If you made over $87,000 in 2019 but lost your job this year, you will not receive a check.


Students And Adult Dependents

Students 17 or older will not receive a direct payment if a parent or legal guardian claims them as a dependent. Because of this rule, millions of high school and university students will be ineligible. 


Not only that, but their parents also will not receive the additional $600 for each child dependent promised by the next relief bill. Only minors younger than 16 will qualify for this benefit. The new bill has no restrictions on the number of children a family can claim as dependents. This means that a four-person household could get as much as $2,400.


Some Seniors And Disabled Americans

Because the next relief bill disqualifies adult dependents, that means some elderly, disabled, adult children, or another relative whose caregiver claims as a dependent will not receive a stimulus check.


Some Immigrants

Non-US citizens, including immigrants without a Social Security number or green card, will not receive a check. The bill doesn’t outright bar immigrants, however. 


Some may be eligible if they meet the qualifications and have a Social Security number. According to USA TODAY, Individuals with green cards or H-1B and H-2A work visas will be able to receive a payment. Ineligible immigrants include non-resident aliens, temporary workers, and those living in the US illegally.


The new legislation deviates from the CARES Act by expanding eligibility for mixed-status households. Married couples where one spouse has a Social Security number, and the other doesn’t will qualify for a direct payment. This means that citizens married to foreign nationals who don’t have a Social Security number can receive this benefit. 


Children living in mixed-status households will qualify for the additional $600 payments if they have a Social Security Number.


When Will Stimulus Checks Be Distributed?

According to Treasury Secretary Steven Mnuchin, the IRS will start issuing stimulus checks as soon as next week.


In an interview with CNBC, Mnuchin told reporters, “People are going to see this money the beginning of next week. This is a very, very fast way of getting money into the economy. People go out and spend this money, and that helps small businesses. And that helps getting more people back to work.”


He also added that the government would start distributing direct deposits next week. Taxpayers who did not file their bank account information with the IRS will receive a physical check or prepaid debit card.


  • Menton, Jessica. “COVID-19 Relief Package: $600 Stimulus Checks, $300 Bonus for Federal Unemployment Benefits in New Deal.” USA Today, Gannett Satellite Information Network, 22 Dec. 2020,
  • Menton, Jessica. “Here’s Who Doesn’t Get the $600 Stimulus Check If COVID-19 Relief Bill Signed.” USA Today, Gannett Satellite Information Network, 23 Dec. 2020,
Ian Schindler